Digital Products Terms & Conditions

By purchasing any of our Digital Products you agree that you have read and understand the description of each product AND the Terms & Conditions listed below!

Effective Date: May 2026

These Terms & Conditions govern the purchase and use of all digital products, trainings, guides, templates, downloads, educational materials, and resources offered through Tax Pro Hub by Fulton Brown & Co. (“Company,” “we,” “our,” or “us”).

By purchasing any digital product from Tax Pro Hub by Fulton Brown & Co., you agree to the following terms:

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1. EDUCATIONAL PURPOSES ONLY

All products, trainings, guides, templates, materials, and resources are provided strictly for educational and informational purposes only.

Nothing contained within any Tax Pro Hub product constitutes:

• Legal advice

• Financial advice

• Tax advice

• Accounting advice

• Business formation advice

• Individualized consulting services

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Purchase and use of any product does NOT establish:

• A client relationship

• An advisory relationship

• A fiduciary relationship

• Representation before the IRS

Users are responsible for independently verifying all tax positions, Internal Revenue Code references, Treasury Regulations, IRS guidance, court cases, and state-specific rules prior to application.

Tax laws, IRS guidance, and regulations are subject to change at any time.

2. NO GUARANTEE OF RESULTS

Tax outcomes, business outcomes, financial results, and compliance outcomes vary based on individual facts and circumstances.

Fulton Brown & Co. and Tax Pro Hub make no guarantees regarding:

• Tax savings

• Refund amounts

• Compliance outcomes

• Audit outcomes

• Business growth

• Revenue generation

• Professional success

Use of any material is at the purchaser’s own discretion and risk.

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3. DIGITAL PRODUCT DELIVERY

All products sold through Tax Pro Hub are digital products.

Upon successful purchase, the purchased product(s) will be delivered electronically to the email address used during checkout.

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It is the purchaser’s responsibility to:

• Enter the correct email address at checkout

• Check spam, junk, promotions, and filtered folders

• Ensure their email provider accepts digital delivery

If you do not receive your product within the timeframe specified in the desciption, please contact support for assistance (taxprohub@fultonbrownco.com).

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4. NO REFUNDS / ALL SALES FINAL

Due to the digital nature of all products, services, trainings, templates, downloads, and educational materials, ALL SALES ARE FINAL.

No refunds, exchanges, transfers, or cancellations will be issued under any circumstances once access has been granted or the product has been delivered electronically.

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By completing your purchase, you acknowledge and agree to this no-refund policy.

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5. CHARGEBACK POLICY

By purchasing any digital product through Tax Pro Hub by Fulton Brown & Co., you agree not to initiate or file a chargeback dispute with your bank, credit card company, or payment processor for products that have been delivered electronically.

Attempting to obtain products while simultaneously disputing or reversing charges constitutes fraudulent activity.

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In the event of a chargeback attempt:

• Proof of digital delivery

• Download/access records

• Purchase confirmations

• Terms acceptance records

• Email delivery records may be submitted to the payment processor or financial institution as evidence of fulfilled delivery.

Fulton Brown & Co. reserves the right to:

• Revoke access to all purchased materials

• Deny future purchases

• Pursue collection efforts for improperly disputed charges

• Take legal action where applicable

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6. INTELLECTUAL PROPERTY

All content, materials, trainings, guides, templates, branding, frameworks, worksheets, videos, presentations, downloads, and educational resources are the intellectual property of Fulton Brown & Co. and Tax Pro Hub unless otherwise stated. Purchase grants a limited, non-transferable, single-user license only.

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You may NOT:

• Resell materials

• Share login access

• Redistribute content

• Reproduce materials

• Upload content publicly

• Copy substantial portions

• Teach or repurpose materials as your own

• Modify and distribute materials

• Use materials for commercial resale purposes without prior written consent from Fulton Brown & Co.

Unauthorized use, distribution, or reproduction may result in legal action.

7. LIMITATION OF LIABILITY

Under no circumstances shall Fulton Brown & Co., Tax Pro Hub, Dorcas Brown, affiliates, contractors, representatives, or team members be liable for any:

• Direct damages

• Indirect damages

• Tax penalties

• Interest assessments

• Compliance failures

• Audit adjustments

• Business losses

• Financial losses

• Consequential damages

arising from the use or misuse of any digital product or educational material.

Users assume full responsibility for their application and interpretation of all information provided.

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8. ACCEPTANCE OF TERMS

By purchasing, downloading, accessing, or using any Tax Pro Hub product, training, or digital material, you acknowledge that you have read, understood, and agreed to these Terms & Conditions in full.